Pact Protection Rules

Version 0.3 · Last updated 18 October 2026 · Effective date: to be announced (see section 10)

Status: not active during the beta. Pact Protection cannot be selected and no cases are reviewed during the beta. These Rules are published in advance for information only and take effect on a launch date that PactKeeper will announce in advance (see section 10).

These Rules are part of the PactKeeper Terms of Use. They are available in English and Ukrainian; if they differ, the English version prevails. Capitalised terms such as Deal, Compliance Check, Compliance Report, User Data and Standard have the meaning given in section 2 (Definitions) of the Terms of Use.

1. What Pact Protection is

1.1 Pact Protection is an optional review programme for deals created on PactKeeper. If a dispute arises, PactKeeper reviews it under these Rules.

1.2 Pact Protection is not insurance, not a guarantee and not a financial product. Any compensation is granted at PactKeeper's discretion under these Rules. These Rules do not create a legal claim to payment.

1.3 Beta: during the beta, Pact Protection is not available. It cannot be selected for any deal, no cases are opened, no reviews are carried out and no decisions or payouts are made. Deals created during the beta are not covered by Pact Protection, even after it is launched.

2. Scope

2.1 During the beta, Pact Protection is not active and does not apply to Deals, including Deals with a Compliance Check. No compensation is paid during the beta.

3. Selecting Pact Protection

3.1 Pact Protection can only be selected when the deal is created. It cannot be added later.

3.2 Fee: to be announced before launch. The fee is shown before Pact Protection is selected and applies only if you expressly accept it for that deal.

3.3 Pact Protection applies only to the deal for which it was selected.

4. Covered and excluded deals

4.1 Covered categories: to be announced before launch.

4.2 Excluded in all cases:

  • deals that breach the Terms of Use or the law;
  • payments made outside the deal as recorded in PactKeeper;
  • losses from price changes of crypto-assets;
  • losses from errors in wallet addresses, amounts or networks made by a party;
  • deals where a party has acted fraudulently.

5. Opening a case

5.1 For a deal with Pact Protection, a case is opened automatically if the deal is marked as disputed (Terms, section 9.3), or by a party within a deadline to be announced before launch.

5.2 Before a case is opened, the parties should try to settle the dispute themselves.

6. Evidence

6.1 Each party may submit evidence within a deadline to be announced before launch, e.g. messages, files, delivery tracking, repository activity, payment receipts.

6.2 Data confirmed by an integrated data service (oracle) under the parameters agreed in the deal is taken into account. If a data service fails or delivers clearly wrong data, other evidence decides.

6.3 PactKeeper decides on the basis of the agreed deal terms and the evidence submitted.

6.4 A Compliance Report may be used by the parties as evidence in a dispute, together with any other evidence added to the Deal.

6.5 An objection to a Compliance Report must be raised within the period set in the Deal (by default 72 hours). What happens if no party acts within this period is set out in section 9.3 of the Terms. During the beta, a Deal marked as disputed is not reviewed by PactKeeper; the parties resolve the dispute themselves or in court (Terms, section 10).

6.6 A Compliance Report does not determine who is right in a dispute. It only records the result of comparing User Data with the selected Standard.

7. Decision

7.1 PactKeeper aims to decide within a set period after evidence is closed (to be announced before launch) and notifies both parties with reasons.

7.2 In future, some decisions may be passed to a panel of verified specialists. These Rules will be updated before this happens.

8. Compensation

8.1 Maximum compensation per deal: to be announced before launch.

8.2 Asset in which compensation is paid: to be announced before launch.

9. Your statutory rights

Pact Protection does not affect your statutory rights or your claims against the other party. You can go to court at any time, whether or not a Pact Protection case is open.

10. Changes to these Rules

10.1 PactKeeper will announce the launch of Pact Protection and all values marked "to be announced" at least 42 days in advance by a direct message from the PactKeeper app in Discord (or, if it cannot be delivered, by a notice in the app), in the announcements channel on the PactKeeper Discord server and on this page.

10.2 PactKeeper may change these Rules in accordance with section 18 of the Terms of Use, including the notice period and your right to object set out there.

10.3 Changes do not apply to deals created before they take effect.


Questions about these Rules: [email protected]. Contact and operator details: Impressum. How we process data in a case will be described in the Privacy Policy before Pact Protection is launched.

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